💲Estimating Costs

Paying cash is always an option if:

• GLP-1 medication is not a covered benefit under your plan.

• Prior authorization is denied, and there are no other options for coverage.

• You're uninsured, or do not want to go through insurance.

• You want to access in-stock FDA-approved medication, like Zepbound single-dose vials through Ro’s integration with LillyDirect (starting at $349/mo) or Wegovy through Ro’s integration with NovoCare Pharmacy ($199 for your first month for a limited time and $499/mo thereafter)

• You’re willing to pay about $900–$1,100 for higher-cost GLP-1 options like Ozempic and Zepbound pen

• If you have Medicare, a Medicare supplement plan, or TRICARE, you may be able to pay cash for certain medication options.

Paying cash for the medication does not change your Ro Body membership experience, including pharmacy support, ongoing care, and coaching through Ro. The separate membership cost is $145/mo.

It depends on which medication is prescribed, as some medications are only available when paying cash:

• Zepbound single-dose vials are FDA-approved and contain the exact same active ingredient (tirzepatide) as Zepbound pens, and are fulfilled through our integration with LillyDirect. The costs vary by dose:

  • $349/mo for 2.5 mg dose

  • $499/mo for 5 mg dose

  • $499/mo for 7.5 mg and 10 mg doses (with manufacturer offer)

• You can pay cash for Wegovy pens through our integration with NovoCare® Pharmacy– they’re half the retail price and ship directly to you.

  • $199 for your first month (limited-time offer)

  • $499/mo thereafter

• Compounded semaglutide, offered through Ro, costs $254 per month of treatment.

• Higher-cost branded GLP-1s (Ozempic and Zepbound pens):

• The price ranges from $900–$1,100/mo

Important: These prices do not include the $145/month Ro Body membership fee.

Manufacturer savings cards may help lower costs for branded GLP-1 pens, but discounts vary by pharmacy. If you're paying cash, check with your pharmacy about available savings programs.

If you’re using insurance to help cover medication costs, know that copays can range substantially and depend on your insurance coverage and fulfilling pharmacy. If your insurance company shares estimated copay information with our team, we'll pass it along to you.

If you decide to pay cash for your medication, costs are:

• Zepbound vials:

  • Starting at $349/mo

  • It’s the same medication as the Zepbound Pen, but in single-dose vials that are sent straight to you through our integration with LillyDirect™.

• Wegovy:

  • $199 for your first month for a limited time and $499/mo thereafter

  • Access Wegovy through our integration with NovoCare® Pharmacy sent straight to you

• Higher-cost GLP-1 options (like Ozempic and Zepbound pen): $900–$1,100/mo of treatment

This does not include the monthly cost of the Ro Body membership fee.

Insurance companies don't always share estimates with us. But if we get an out-of-pocket estimate, we’ll share it with you. If not, you can reach out to your insurer directly.

Remember, any number we share with you is an estimate and may differ from the final cost you’ll receive at the pharmacy that fills your prescription.

Your insurance company may share a dose’s estimated out-of-pocket cost with us. This estimate is based on your insurance plan and how much is left until you reach your deductible (the amount you pay before your insurance kicks in). When you reach your deductible, your medication's monthly cost will decrease to your fixed co-pay or cost sharing amount. Keep in mind that plans vary and some plans won’t have deductibles, copays, or coinsurance.

Any out-of-pocket estimates we’re able to share are only for a month’s worth of medication. They may be high if you haven't hit your deductible or out-of-pocket maximum responsibility. If you hit those, the monthly cost of your medication will go down.

Using your insurance information and plan details, you may be able to estimate the monthly cost for yourself. (But keep in mind that plans vary and some plans won’t have deductibles, copays or coinsurance. This calculation may not apply to your individual plan depending on your plan details.)

To do the calculation, you’ll need your:

• Out-of-pocket estimate

• Deductible (how much you pay until your insurance kicks in and starts to pay)

• Amount you’ve already paid toward your deductible

• Your fixed co-pay or coinsurance (may apply even if your deductible is hit)

• Out-of-pocket maximum

You’ll likely pay the out-of-pocket estimate until your deductible is met. Then, you’ll start to pay the co-pay or coinsurance amount until you hit your out-of-pocket maximum.

Here’s an example using hypothetical numbers:

• GLP-1 out-of-pocket estimate: $900

• Deductible: $2,000

• Amount paid toward deductible: $0

• Co-pay: $50

• Out-of-pocket maximum: $10,000

Given the information above, the monthly medication costs may look like this:

• Month 1: $900

• Month 2: $900

• Month 3: $200 (deductible met)

• Month 4: $50 (co-pay kicks in)

• Month 5: $50

• Month 6+: $50 (until you reach your out-of-pocket maximum)

Cost information you receive from your fulfilling pharmacy can differ from your insurer’s estimate. We know this may be frustrating and confusing, so here are a couple of questions you can ask the pharmacy for clarity:

• Does this cost include my insurance coverage?

• Does this cost include any eligible savings card discount?

You may be able to use your HSA or FSA to pay for your branded GLP-1s like Ozempic, Zepbound, and Wegovy. Inquire with the pharmacy that’s filling your prescription to learn more.

You also may be able to use your HSA or FSA to pay for compounded GLP-1s through Ro. Reach out to your insurer for more information on limitations and requirements.

Manufacturer savings cards can help reduce the cost of certain branded medications, but eligibility varies.

Savings card details:

Ozempic (Novo Nordisk):

• You can’t use the savings card if paying cash. It’s only for insurance-approved prescriptions.

• Eligible patients can save up to $150/mo off the full price.

• See eligibility and how to enroll here.

Wegovy (Novo Nordisk):

• If your commercial insurance covers Wegovy without a prior authorization, you may save up to $225/mo on your copay.

• See eligibility and how to enroll here.

• If your commercial insurance doesn’t cover Wegovy, you can access it for $499/month by paying cash – either seamlessly through Ro or picked up at your preferred pharmacy. See eligibility and how to enroll here.

Zepbound (Eli Lilly):

• Available through the end of 2025.

• If your commercial insurance covers Zepbound, you may save up to $150/mo on your copay.

• If your commercial insurance doesn’t cover Zepbound, you may save up to $469/mo off the full price.

• See eligibility and how to enroll here.

Note: this savings card program only applies to Zepbound pens, not Zepbound single-dose vials.

Important notes:

• Savings cards aren’t guaranteed and may vary by pharmacy.

• Tell your pharmacist if you’re using a savings card—they may need specific details from it.

• Savings cards only apply to branded medications.

• They can’t be used for compounded GLP-1s through Ro, which are cash-pay only.